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Security & compliance

Built with compliance at the core.

Responsible international payments need verification, monitoring and a record that can be reviewed. Floyd is designing those controls into the product from the beginning.

Business verification

Company registration details, responsible persons and beneficial owners are collected as part of the account — not as a separate afterthought.

Identity where it is relevant

People acting for the business can be identified as part of verification. This prototype shows the workflow, not a live identity provider.

AML and sanctions screening

Screening and monitoring are intended to sit on the payment path. The product copy describes the design; it does not claim a finished regulatory status.

Transaction monitoring

Each payment has a status, a timeline and a reference so unusual activity can be reviewed in context.

Auditability

Quotes and confirmations are kept as a finance record: who was paid, in which currency, at which rate, against which invoice.

Financial partners

Floyd intends to work with appropriate financial partners for responsible payment infrastructure. No specific partnership is claimed here.