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Floyd

Cross-border payments, built for business.

Floyd gives businesses a simpler way to send money internationally, with clear pricing, transparent exchange rates and a workflow designed for modern finance teams.

View demoHow it works

Live quote

Payment ID #FLD-2048 · 14:32 UTC

From

Alda ehf.

To

Northshore Metals Inc.

$0.00

USD · Recipient gets

Paid in ISK

You send
ISK 1,335,429
Total fee
ISK 6,0090.45%
Exchange rate
1 USD = 133.54 ISK
Estimated arrival
A few seconds

Transparent fees

The total fee sits next to the exchange rate, not behind it.

Built for business

Amounts, invoices and recipients that finance teams already use.

Payment visibility

A clear record from quote to completion.

Modern infrastructure

Contemporary financial technology, with familiar currencies on top.

The current process

International payments can be harder than they need to be.

For companies paying suppliers, contractors or import invoices from Iceland, the cost and the path of a payment are often unclear until after the money has left the account.

  • Unclear total cost

    Fees can appear in more than one place, or only after settlement.

  • Intermediary costs

    Correspondent steps can change what the recipient actually receives.

  • Limited exchange-rate visibility

    The rate used for the payment is not always shown in full before send.

  • Cumbersome banking steps

    Creating an overseas payment can still mean forms, follow-ups and waiting.

  • Limited payment visibility

    Finance teams often cannot see where a payment sits after it is sent.

How Floyd works

A payment the finance team can follow.

Floyd is built around one business journey: create, quote, send, receive, record.

  1. 01

    Create a payment in ISK

    Choose a business recipient and enter the amount you want to send — or the amount they should receive.

  2. 02

    Review the full quote

    Exchange rate, total fee, total debit and recipient amount are shown together.

  3. 03

    Send through modern infrastructure

    Floyd moves the payment through the appropriate financial infrastructure.

  4. 04

    Recipient receives funds

    The overseas supplier or contractor is paid in the currency they work in.

  5. 05

    Keep a clear record

    The finance team gets a reference, a timeline and an amount they can reconcile.

Pricing

Know the full cost before the payment leaves your account.

Floyd shows the send amount, the exchange rate, the fee and what the recipient gets — on one screen, before you confirm.

Figures are demo values for this prototype. Comparison data can be added here later without changing the layout.

Live quote

Payment ID #FLD-2048 · 14:32 UTC

From

Alda ehf.

To

Northshore Metals Inc.

$0.00

USD · Recipient gets

Paid in ISK

You send
ISK 1,335,429
Total fee
ISK 6,0090.45%
Exchange rate
1 USD = 133.54 ISK
Estimated arrival
A few seconds

Infrastructure

Modern rails. Familiar money.

Floyd uses modern financial technology behind the scenes to make international business payments simpler and more transparent — while businesses continue working with the currencies and workflows they already understand.

  1. ISK

    Company in Iceland

  2. FLOYD

    Floyd

  3. RAILS

    Global payment infrastructure

  4. RECIPIENT

    International recipient

  5. EUR · GBP · VND

    Local currency

For businesses

The payments finance teams already make.

Floyd is for meaningful business amounts — supplier invoices, contractor retainers, import settlements and recurring overseas payments.

  • Nordic Cold Chain AS

    Import · INV-2214 · FLD-2041

    ISK 2,450,000→NOK 196,490.00

    Completed

  • Harbour & Co. Ltd

    Contractor · CTR-8891 · FLD-2044

    ISK 1,280,000→GBP 7,577.60

    Sent to recipient

  • Müller Präzision GmbH

    Supplier · INV-1042 · FLD-2046

    ISK 3,600,000→EUR 24,840.00

    Processing

  • Riga Timber SIA

    Recurring · INV-3310 · FLD-2047

    ISK 890,000→EUR 6,141.00

    Created

Compliance

Compliance isn’t an add-on.

Floyd is designed with compliance in mind from day one. Verification and monitoring sit inside the payment workflow, not beside it.

  • Business verification

    Company details, responsible persons and ownership are part of the account.

  • Transaction monitoring

    Payments are designed to be reviewed, referenced and followed.

  • Screening controls

    Sanctions and AML controls are being built into the route, not bolted on later.

  • Auditability

    Quotes, references and status changes are kept as a finance record.

Floyd is building the controls required for responsible financial infrastructure. This prototype does not represent a completed licence or regulatory approval.

Read how we think about compliance
Floyd

See the payment flow.

Open the prototype and send a sample payment from Alda ehf. to an overseas supplier.

View demoTalk to us